In a continent where millions remain outside the reach of formal finance, United Bank for Africa (UBA) Plc shines as a beacon of innovation and inclusion – a pan-African institution whose strategies harmonize technological innovation, community empowerment, and strategic partnerships to reach the unbanked and underbanked across the continent. UBA’s latest initiative, the Super Savers Season 5, launched in August 2025, exemplifies this vision.
Branded as the “Season of Progress”, the nine-month campaign (running from September 1, 2025, to May 31, 2026) is far more than a promotional giveaway. It is a symphony of financial empowerment, digital access, and community upliftment; in effect, a clarion call for Nigerians to embrace the power of savings. Over N150 million will be distributed among more than 1,500 winners, ranging from quarterly star prizes of N1 million to scholarships and pocket money rewards for Kiddies, Teens, and NextGen account holders. By incentivizing deposits into Bumper Accounts, Individual Savings Accounts, and youth-focused accounts, UBA empowers families to plan for education, housing, business ventures, and long-term security. Dormant account holders are also welcomed, turning inactivity into opportunity.
At its core, the campaign fosters a culture of savings. Through products like the Bumper Account (minimum N5,000 deposit), Individual Savings Accounts, and youth-focused accounts, UBA is democratizing access to financial instruments that enable families to plan for education, housing, entrepreneurship, and long-term security. Dormant account holders are not left behind; a simple funding of N10,000 qualifies them for monthly reactivation draws of N35,000, demonstrating UBA’s commitment to inclusivity and empowerment.
But UBA’s ambition stretches far beyond prize-winning incentives. The bank has embraced digital transformation as a catalyst for inclusion. Its new digital onboarding platform allows real-time account opening without branch visits, while the UBA Mobile Banking app, Leo AI chatbot, and UBA Connect cross-border platform bring banking into the daily lives of Africans—urban dwellers, tech-savvy youth, gig workers, and small business operators alike. With a multilingual interface, 24/7 service, and seamless cross-border transactions, UBA has redefined the accessibility of financial services in Africa. Beyond digital innovation, UBA’s agent banking model transforms communities. By partnering with local entrepreneurs, the bank extends services to rural and underserved areas, reducing barriers, creating jobs, and fostering entrepreneurship. Thousands of agents now deliver essential services to rural and remote areas, bringing the promise of banking within arm’s reach of millions.
Speaking at the Lagos launch, Group Deputy Managing Director Chukwuma Nweke captured the essence of the initiative: “This campaign is aimed at deepening the savings culture among Nigerians. Savings empower families and individuals to take control of their future, whether by securing quality education for their children, acquiring homes, setting up sustainable businesses, or meeting pressing needs at different stages of life.” Group Head of Retail and Digital Banking, Shamsideen Fashola, emphasized that Season 5 is a continuation of a five-year journey to instill a savings culture while rewarding loyalty. Group Head of Marketing and Corporate Communications, Alero Ladipo, reinforced that UBA’s drive is ultimately about financial inclusion, empowering citizens, and bridging economic gaps.
UBA’s efforts also resonate with broader economic imperatives. With over 28.9 million Nigerian adults still unbanked, initiatives like UBA’s Mastercard prepaid card complement its efforts, providing access to digital payments without requiring traditional bank accounts, directly addressing the needs of youth, freelancers, and low-income earners. UBA demonstrates that innovation, inclusion, and empowerment can coexist, creating a template for African banking that is as ambitious as it is humane. Through careful orchestration of technology, incentives, and grassroots engagement, UBA has not only incentivized savings but has woven financial literacy, empowerment, and inclusion into the very fabric of its operations. It is a blueprint for how banks can act as agents of societal transformation, bridging the chasm between formal finance and the millions still marginalized by conventional banking systems.
Season 5 reflects a five-year journey of cultivating a savings culture while rewarding loyalty. It underscores UBA’s mission: to bridge economic divides, foster financial independence, and integrate millions into the formal banking system. In celebrating Season of Progress, one must recognize that UBA is doing more than distributing prizes—it is cultivating a culture of financial self-determination, democratizing access to wealth-building tools, and constructing the scaffolding of a financially inclusive Africa. In an age where financial exclusion perpetuates inequality, UBA stands as a luminous exemplar, proving that innovation and empathy are not mutually exclusive, but mutually reinforcing in the service of progress. In an era of economic inequality, UBA does not simply bank—it transforms lives, proving that progress is measured not just in profits, but in the number of hands it lifts along the way.
